{"id":1112,"date":"2024-07-18T18:28:55","date_gmt":"2024-07-18T16:28:55","guid":{"rendered":"http:\/\/serwer168869.lh.pl\/autoinstalator\/serwer168869.lh.pl\/wordpress74863\/?p=1112"},"modified":"2024-07-18T18:28:55","modified_gmt":"2024-07-18T16:28:55","slug":"kryprowaluty-a-prawo","status":"publish","type":"post","link":"https:\/\/adwokatura-bialystok.pl\/index.php\/2024\/07\/18\/kryprowaluty-a-prawo\/","title":{"rendered":"Kryprowaluty, a prawo"},"content":{"rendered":"
\nMedia donosz\u0105 o tym, \u017ce kolejne podmioty gospodarcze, kt\u00f3re po\u015brednicz\u0105 w wymianie kryptowalut<\/strong> (m.in. popularny Bitcoin<\/strong>) s\u0105 wpisywane na list\u0119 ostrze\u017ce\u0144. Komisja Nadzoru Finansowego m\u00f3wi o tym, \u017ce zostanie sprawdzone czy owe podmioty nie naruszy\u0142y art. 150 ustawy o us\u0142ugach p\u0142atniczych. Kary za naruszenie tego artyku\u0142u s\u0105 bardzo du\u017ce – do 5 mln z\u0142otych albo kara pozbawienia wolno\u015bci do 2 lat. Mo\u017ce by\u0107 zastosowana tak\u017ce \u0142\u0105cz\u0105ca obie<\/strong> powy\u017csze.<\/p>\n

Kara taka mo\u017ce zosta\u0107 zastosowana tak\u017ce za u\u017cywanie nazwy “us\u0142ugi p\u0142atnicze”, “wydawanie pieni\u0105dza elektronicznego”, “instytucja p\u0142atnicza”, “biuro us\u0142ug p\u0142atniczych” lub “instytucja pieni\u0105dza elektronicznego” bez pozwolenia.<\/p>\n

Jakie s\u0105 w\u0105tpliwo\u015bci przed wskazaniem naruszenia prawa?<\/h2>\n

Trzeba stwierdzi\u0107, i\u017c w Polsce obr\u00f3t kryptowalutami<\/strong> nie stanowi naruszenia prawa wsp\u00f3lnotowego i krajowego. Posiadanie takich walut lub zawieranie transakcji poprzez wirtualne waluty tak\u017ce nie jest naruszeniem prawa.<\/p>\n

Jak dzia\u0142aj\u0105 gie\u0142dy kryptowalut?<\/h2>\n

Gie\u0142dy kryptowalut opieraj\u0105 si\u0119 na wsp\u00f3\u0142pracy z instytucjami finansowymi, kt\u00f3re s\u0105 nadzorowane poprzez Komisj\u0119 Nadzoru Finansowego. Cz\u0119sto s\u0105 one zarejestrowane jako sp\u00f3\u0142ki kapita\u0142owe oraz s\u0105 wpisane do KRS.<\/p>\n

Dlaczego te\u017c zachodzi podejrzenie naruszenia prawa?<\/p>\n

\u015arodki, kt\u00f3re s\u0105 ulokowane w takich firmach i nie s\u0105 emitowane przez bank centralny stanowi inwestycj\u0119 o sporym ryzyku. Sk\u0105d pochodzi ryzyko? Z braku gwarancji Bankowego Funduszu Gwarancyjnego oraz wysokiej zmienno\u015bci i waha\u0144 cen kryptowalut. Tak\u017ce brak precyzyjnych unormowa\u0144 prawnych, w kt\u00f3rych dzia\u0142a taki segment us\u0142ug to tak\u017ce ryzyko. Gie\u0142dy kryptowalut nie wpisuj\u0105 si\u0119 w regulacje ustawy o obrocie instrumentami finansowymi. Stanowisko NBP i KNF m\u00f3wi o tym, \u017ce trzeba przeprowadzi\u0107 wnikliw\u0105 analiz\u0119 potencjalnych zagro\u017ce\u0144. Trzeba precyzyjnie uregulowa\u0107 kwestie owych podmiot\u00f3w gospodarczych.<\/p>\n

Inwestujesz w kryptowaluty lub nosisz si\u0119 z takim zamiarem? Lepiej skonsultowa\u0107 to z prawnikiem. Zapraszamy do kontaktu z nasz\u0105 Kancelari\u0105 Adwokack\u0105<\/strong>, kt\u00f3ra znajduje si\u0119 na ulicy Mickiewicza w Bia\u0142ymstoku<\/strong>.<\/p>\n<\/article>\n","protected":false},"excerpt":{"rendered":"

W dzisiejszym arytkule na blogu naszej Bia\u0142ostockiej Kancelarii Prawniczej chcieliby\u015bmy przedstawi\u0107 bardzo popularny temat – kryptowaluty. Jednak opieraj\u0105c si\u0119 o nasze wieloletnie do\u015bwiadczenie prawnicze chcemy przedstawi\u0107 ten temat pod innym kontem – kryptowaluty, a prawo.Ostatnio Narodowy Bank Polski oraz Komisja Nadzoru Finansowego podj\u0119\u0142a decyzj\u0119 czy dzia\u0142ania gie\u0142d kryptowalutowych w Polsce jest legalna. Jaka by\u0142a ich decyzja?<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1112","post","type-post","status-publish","format-standard","hentry","category-bez-kategorii"],"_links":{"self":[{"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/posts\/1112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/comments?post=1112"}],"version-history":[{"count":1,"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/posts\/1112\/revisions"}],"predecessor-version":[{"id":1113,"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/posts\/1112\/revisions\/1113"}],"wp:attachment":[{"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/media?parent=1112"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/categories?post=1112"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adwokatura-bialystok.pl\/index.php\/wp-json\/wp\/v2\/tags?post=1112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}